Homeowners and Condominium Insurance

One of the largest investments a person will make or have is a home.  The value of many homes today can easily exceed $250,000.  Whether the value of your home is $60,000 or $1,000,000 it only makes sense to have this type of investment properly insured.  Homeowners Insurance offers many types of additional coverage that each person should discuss with their trusted agent.  Condominium policies generally provide coverage for some portion of the dwelling, improvements you've made to the property, your personal property, and liability.  Flood Insurance is not covered by a Homeowner or Condominium policy, and must be purchased separately.  However, these policies are designed to provide coverage for most common losses that are of a sudden and accidental nature.  A few of the items covered under a Homeowners Insurance policy are,

 

 

Dwelling

Personal Property (Contents)

Other Structures

Loss of Use

Personal Liability

Replacement Cost to Dwelling

Replacement Cost to Contents

Earthquake

Scheduled Items - such as jewelry, silver, guns, etc.

Online Quote Form

Account Information

Name

Address

Address 2

City

State

Zip

Phone

Email

Coverage Amounts

(These dollar amounts can be found in your current policy.)

Dwelling

Other Structures

Personal Property

Personal Liability

Deductible

Construction of Home Brick Veneer Frame Aluminum/Vinyl Siding Stone

Year Built

Rating Information

Fireplace Insert Yes No

Wood-burning Stove Yes No

Security System Yes No

If yes, what type?

Smoke Detectors Yes No

Smoker in Household Yes No

Deadbolt Locks Yes No

Central Air Yes No

Trampoline Yes No

Basement Yes No

If yes, what percent finished?

Swimming Pool Yes No

If yes, is it fenced?

Operate a business from home? Yes No

If yes, what type of business?

Type of heat

Distance to fire hydrant

Age of oldest homeowner

Losses in past 3 years (include date, description, amount paid)

Optional Coverages

(Please check any optional coverages you desire)

Earthquake

Replacement Cost to Dwelling

Replacement Cost to Contents

Jewelry Schedule

Silver Schedule

Other Schedule

Boat Liability

If yes, lenght and horsepower

Other Liability

Liability for Other property locations

Flood

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